Primerica Review

by Terry Lynn
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Primerica review

In this article, I’ll provide a quick Primerica review.

Primerica is a MLM structured company that provides financial education to people in need. They also sell a variety of different insurance plans and promote investment in mutual funds. Primerica is definitely not a scam company and they have been in business for many years. They provide legitimate ways for people to make a nice living.

The first point of contact for recruitment is usually through a friend or relative who already works with Primerica. They are taken to a short orientation that provides a well detailed explanation of what Primerica does and are offered an opportunity to work with them. They will encourage you to reach out to family and friends as the first point of contact in order to get your feet wet. The team you are assigned to will teach you the skills you need at no cost to you.

Learning the System

Primerica will provide a limited amount of education to potential clients for free. They offer good financial advice and may present a number of finance related opportunities. One of the downsides to becoming a Primerica associate is that you must pay to become a licensed insurance salesmen out of your own pocket. On the other hand, it is something you can take with you if you ever decide to leave Primerica. There are a lot of successful people who consistently make $60,000 dollars a year or more with this company. It takes a lot of hard work and dedication for associates to reach this level but it is an achievable goal.

Can You Really Make Money?

This is an MLM company so you are able to make money off of your downline. You can make a good amount of money off of your own efforts by themselves, but you can really earn a nice living if you build a solid down line with Primerica. There are people who have became millionaires through Primerica so the potential is definitely there.

What You Need to Know

While the company is pretty well off and does have a time-tested system, the question is, is it right for you? In the last several companies I’ve been part of, they did have a proven system. After seeing people succeed, it was quite obvious that it worked. What I got stuck on is doing “their system”. Pushing people to expensive events around the nation in the hope that it would light up some motivational fire didn’t seem like the “right way” to do things. I’ve seen people that have spend thousands of dollars doing this throughout the years and at the same time – not recoup what they’ve spent.

Utilizing Newer Systems

What I’ve ended up doing is using the internet in my business. It’s been a great low-risk choice. I can build my business anytime that I choose and anywhere I want (even if I’m far off in another country). Doing this has allowed me to even get new prospects while I’m asleep. Unfortunately, Primerica doesn’t allow their reps the flexibility to do this effectively (especially with all the insurance & financial securities regulations). That’s my main issue with Primerica. If you’re into attending a bunch of meetings and prospecting continuously offline, this opportunity might be the right one for you.

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